| Name | Value | Unit |
|---|---|---|
| VISA / MasterCard / Discover Discount Rate: | 2.39 | % |
| Offline Debit Discount Rate: | 2.09 | % |
| Rewards/World Cards Surcharge: | 0 | % |
| Mid-Qualified Surcharges: | 0 | % |
| Non-Qualified Surcharges: | 1.45 | % |
| American Express Discount Rate*: | 3.50 | % |
| Transaction Fee: | 0.35 | Per Item |
| Offline Debit Transaction Fee: | 0.35 | Per Item |
| Debit Transaction Fee (Plus Debit Network Fees): | 0.35 | Per Item |
| Bank Service Fee: | 10.00 | Monthly |
| Batch Fee: | 0.35 | Per Batch |
| Visa Authorization Network Access / Usage Fee: | 0.0195 | Per Item |
| Visa Settlement Network Access / Usage Fee: | 0.003 | Per Item |
| MasterCard Authorization / Settlement Network Access/Usage Fee: | 0.0186 | Per Item |
| Discover Authorization / Settlement Network Access/Usage Fee: | 0.02 | Per Item |
| Monthly Minimum: | 25.00 | Monthly |
| AVS Surcharge: | 0.05 | Per Item |
| EBT Transaction Fee (Copy of USBA Permit Required): | 0 | Per Item |
| Petroleum IP Monthly Fee: | 0 | Monthly |
| Voice Authorization Fee: | 1.50 | Per Call |
| ACH Reject Fee: | 25.00 | Per Item |
| Retrieval Fee: | 10.00 | Per Item |
| Chargeback Fee: | 10.00 | Per Item |
| Annual Fee (billed in advance for the following year): | 79.00 | Per Year |
| Gateway Activation Fee: | 0 | One Time |
| Gateway Access Fee: | 20.00 | Monthly |
| eCommerce / Gateway Item Fee: | 0.35 | Per Item |
| Wireless Activation Fee: | 25.00 | One Time |
| Wireless Access Fee: | 14.00 | Monthly |
| Wireless Item Fee: | 0.05 | Per Item |
I/We understand and agree to the following: 1) Discount rate as stated above will be charged on "Qualified Rate" transactions. Qualified Rate transactions are defined as electronically authorized and swiped transactions that are batched and closed daily. In addition, sales volume may be charged for Association dues and assessments at a rate of up to 0.11%. 2) All lodging, car rental, convenience and Express Services transactions may have a surcharge of up to 0.49% added to the Qualified Rate. 3) Discover transactions may have a surcharge of up to 0.50% added to the Qualified Rate. 4) A "Mid-Qualified" surcharge of up to 1.48% + $0.20 will be added to the Qualified Rate under the following circumstances: a) Cardholder and card present at merchant's point of sale device, key entered, signature obtained, Address Verification Service ("AVS") with full match of billing zip code, settled within three days of authorization; settle amount must equal authorized amount; b) Card not present, single authorization only, order number required, AVS with full match of billing zip code, settled within two days of authorization, settle amount must equal authorized amount; c) Certain Discover, Visa Rewards & Visa Signature, MasterCard Enhanced Value & MasterCard World Card transactions. 5) A "Non-Qualified" surcharge of up to 1.98% + $0.20 may be added to the Qualified Rate for transactions that do not meet the requirements stated above and may also apply to transactions on Bus, Corp, Int'l, Purch, & Comm Cards; T & E, Mail/Telephone, e-Commerce, certain Discover, Visa Rewards, & Visa Signature, MasterCard Enhanced Value & MasterCard World Card. 6) If Interchange/Cost Plus: all transactions will be assessed the current, published interchange rates, dues, and assessments in addition to the basis points as stated above. The published rates for Visa and MasterCard can be viewed at: www.visa.com and www.mastercard.com. 7) Merchants may be charged a Cross Border transaction assessment of up to 1.00% in addition to the applicable rate, on transactions when the country code of the Card Issuer differs from the country code of the Merchant. 8) On international transactions Merchants may be charged a rate of up to 0.55% for Visa's International Acquirer Fee, Maestro U.S. and MasterCard's Acquirer Program Support Fee and Discover's International Service Fee and International Processing Fee. 9) POS high-speed processing and/or gateway activation may be subject to a one time set up fee of up to $100.00, depending on the provider. 10) An early closure fee of $295.00 will be paid to EVO if the Merchant Processing Agreement is not terminated in accordance with the Terms and Conditions. 11) Merchant will also be assessed the following fees on Visa transactions: the Visa Misuse of Authorization System Fee, which will be assessed on authorizations that are approved but not settled in a timely manner; the Visa Zero Floor Limit Fee, which will be assessed on settled transactions that do not correspond to a valid authorization within the prior 30 days; and the Visa Zero Dollar Verification Fee, which will be assessed on transactions where Merchant request an address verification respond without an authorization. These fees of up to $0.10 per transactions will be displayed as separate items on Merchant's monthly statement and may include fees assessed by both the application card association and Bank or EVO. 12) Merchant will also be assessed each month the following Card Association fees: Fixed Network Fee and Acceptance and Licensing Fee. These fees, which may vary each month, are based on Merchant Category Codes, the number of merchant locations by Merchant's taxpayer identification number, and/or Merchant's processing volume by Merchant's taxpayer identification number. For additional information about these fees go to www.goevo.com/FNF. * American Express Fees: Retail: $0.10 transaction fee **; Services, Wholesale and All Other: $0.15 transaction fee. ** A 0.30% CNP fee will be charged for any transaction where the Card is not presented at the time of the transaction.
AMERICAN EXPRESS: I represent that I have read and am authorized to sign and submit this application for the above entity which agrees to be bound by the American
Express © Card Acceptance Agreement ("Agreement", which is available at www.goevo.com), and that all information
provided herein is true, complete, and accurate. I authorize American Express Travel Related Services Company, Inc. ("AXP") and AXP's agents and Affiliates to verify the
information in this application and receive and exchange information about me personally, including by requesting reports from consumer reporting agencies, and disclose
such information to their agent, subcontractors, Affiliates and other parties for any purpose permitted by law. I authorize and direct AXP and AXP agents and Affiliates to
inform me directly, or through the entity above, of reports about me that they have requested from consumer reporting agencies. Such information will include the name and
address of the agency furnishing the report. I also authorize AXP to use the reports form consumer reporting agencies for marketing and administrative purposes.
I understand that upon AXP's approval of the application, the entity will be enrolled, either in AXP's OnePoint© program for EVO to perform services for AXP or
for AXP's standard Card acceptance program which has different servicing terms. I understand that if the entity does not quality for the OnePoint program, then the
entity may be enrolled in AXP's standard Card acceptance program, and the entity may terminate the Agreement. By accepting the American Express Card for the purchase
of goods and/or services, or otherwise indicating its intention to be bound, the entity agrees to be bound by the Agreement.